How to Write a Check – For Beginners (with Pictures)

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How To Write A Check | A check is one of the most important bank instruments, and it is mainly used to transfer money between accounts. In today’s digital world, you have various alternatives (like credit card, debit card, PayPal, etc.) to writing cheque’s that save your time & money. Also, it is a legal document, so it has some strict rules. Nevertheless, checks have many benefits, and maximum experts suggest to use a cheque.

If you are not know ‘how to write a check‘, then this easy step by step instructions is only for you. Here are the six steps to follow when you write a check.

how to write a check easy step

How To Write A Check

1.Write The Date Of Issue

First, fill in the date in the top right corner space provided. This is known as the date of issue. In this section write the date in MM/DD/YYYY format. Remember the check only be cashed on or after the date mentioned. So think carefully about the date you want to put on the check.

How to write a check

2. Fill Out The Recipients Name

The second step is to fill out the line next to “pay to the order of.” In this section write the name of the person or company the check is for known as the payee. Ensure you spell the name exactly as it appears on the pays account or your check will be invalid.

How To Write a Check

3. Write The Payment Amount In Numbers

End of the “pay to the order of” section you will see a dollar sign. In this box you write the exact amount of your check, using dollars and cents. If the check is for two hundred dollars, then write “200.00”.

How To Write a Check

4. Write The Payment Amount In Words

Bellow the “pay to the order of” you will see a blank line, this is where you write the amount to be paid in words. In this case, you would write Two Hundred and 0/100. Firmly ensure the amount in words and figures match and put a line after the amount so that no changes can be made later.

How To Write a Check

5. Sign the check

The next thing you need to do is sign your check on the line in the bottom right corner to authorize the transaction. Remember your signature must match the sample signature you submit to the bank when you open your account.

How To Write a Check

6. Fill Out The Memo Line

The last thing you need to do is Fill out the memo section on the bottom left of the check. This step is not necessary, and it will not affect your check validation.

How To Write a Check

Remember that you cannot make any changes or corrections to a check you have filled in, it will render the checks invalid. Here’s what a correctly filled out check will look like, that’s quite simple, isn’t it?

write a check

How to Write A Check Frequently Asked Questions {FAQs}

Now, Let us discuss some of Commonly asked Question about How to Write A Check. Here we are going to discuss the most asked question about How to Write A Check.

1) How to write a check for $100?

First write the exact amount of your check, using dollars and cents in dollar sing box. If the check is for $100, then write “100” in the box.Bellow the “pay to the order of” write the amount in word format. In this case, you would write One Hundred and 00/100.

2) How to write a check for Cents Only?

At first, write the exact cent amount of your check. If the check is for twenty five cent, then write “0.25” in the box. Then, bellow the “pay to the order of” section first write the word ‘Only’. Then write the amount in word format. In this case, you would write “Only Twenty-five Cents.”

3) How to write a check with zero cents?

Step one, write the exact amount of your check. If the check is for zero cents, then write only dollar amount in the box. step two, bellow the “pay to the order of” write the amount in word format. In this case, you would write dollar amount in word and 00/100.

4) How do you write a check that is zero dollars and 65 cents?

In the box next to the dollar sign write “0.65. And Bellow the “pay to the order of” section first write the word ‘Only’. Then write the amount in word format. In this case, you would write “Only Sixty-five Cents.”

5) How to write a check for 1500?

In dollar sign box write “1500”. And Bellow the “pay to the order of” section write “One thousand, five hundred and 00/100 .”

6) How to write a chase check?

  1. Write the date
  2. Fill Out The Recipients Name
  3. Write The Payment Amount In Number
  4. Write The Payment Amount In Words
  5. Sign The Check
  6. Fill Out The Memo Line

7) How to write a personal check?

  • First fill in the date in the top right corner space provided.
  • The second step is to fill out the payee name.
  • In the dollar sign box write the exact amount of your check, using dollars and cents.
  • Bellow the “pay to the order of” write the amount in words.
  • The next thing you need to do is sign your check.
  • The last thing you need to do is Fill out the memo section.

8) who signs the back of a check?

When you write a check, the only place you need to sign is on the front. But If you received a check, you’ll need to sign the back to deposit or cash the check.

HOW TO WRITE A CHECK – YOUTUBE VIDEO

8 things to keep in mind when writing a check

1. Write the correct name of the person or company you’re making the checkout. Check the spelling carefully before you write.

2. Don’t make alterations or overwrite because your check can be dishonored.

3. Think about the date you want to put on the check. Remember the check will only be cashed on or after the date mentioned.

4. Ensure the amount in words and figures match.

5. Keep your checks safe from fraud; don’t leave extra spaces between words of figures. Always draw a line through any unused space so that it cannot be misused.

Also, Read – How to write cents on a check

6. Signatures on cheques are checked against bank records. Ensure your signature matches the signature you provided to the back.

7. Do not write, fold, mark or pin on the code band of the check. This code band character recognition system helps banks identify and validate the authenticity of the cheque electronically. It is prone to error if damaged. So don’t tamper with this band.

8. Record all the details of the checks issued. You may need this information later.

Conclusion

We hope this instruction helped you learn “how to write a check“. You may also want to see – how to write a check with cents.

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