How to Write a Check: Step-by-Step Beginner’s Guide

Do you want to know how to write a check to someone? If yes, then your search comes to an ultimate end.

Knowing how to write a check, whether business or personal, is a skill we all need. That’s why today we’re going to learn how to write a check correctly.

How to Write a Check

Writing a check is very easy task for those who write checks on a regular basis. But, if you are going to write a check for the first time then, you may have some doubts, such as how to write amount in words and how to fill out the dollar box.

Here, in this easy step-by-step guide we’ll show you everything you need to know about how to write a check, with easy to follow diagrams and illustrations.

Steps on How to Write a Check

Here are the six quick steps to follow when you Write a Check.

  1. Write the current date in the date line.
  2. Write the recipients name next to “pay to the order of” line.
  3. Write the payment amount in numbers next to the “$” symbol.
  4. Write the payment amount in words bellow the “pay to the order of” line.
  5. Sign the check with your signature in the bottom right corner.
  6. Fill out the memo line in the bottom left corner.

Full Detailed Explanation of How to write a check

For understanding the way to write a check correctly, assume that you have to pay Mr. Rayan Wallace a sum of $97.30 dollar for house rent, and the payment date is 09th May, 2021. So now let us get down to seeing how we can write all the details properly.

Step 1: Write The Date

First, write the date at the top right hand-corner. You can write the current date or a date in the future. Note: the date format should be month, day, and then year. For instance, You can fill out the date like “May 9, 2021” or “05/09/2021”.

Example:

Write The Date

Step 2: Write The Recipients Name

Write the full name of the payee or recipient next to “pay to the order of”. This can be an individual’s first name and then last name, or it can be the name of an organization. Make sure you spell the full name correctly.

Example: “Rayan Wallace”

write The Recipients Name

You can just write the word “cash” as the recipient name, if you don’t know the exact payee name. But remember, writing cash means that anyone can cash the check.

Step 3: Write The Payment Amount In Numbers

In the dollar sign payment box, write the full amount of your check in numbers. For example, if you are paying $97.30, you will write “97.30”. Don’t forget to write a comma for amounts over a thousand and write a period between the dollars and the cents. Example, “15,200.55”.

Write The Payment Amount In Numbers

Note: The payment amount should not be more than the funds you have in your checking account. Otherwise when the recipient tries to deposit your check, the bank will not cash or deposit the check. And your bank may charge you a fee for insufficient funds.

Step 4: Write The Payment Amount In Words

In the next step, write amount in words in the given dollar line. For any cents, write them as a fraction over one hundred. Then draw a horizontal line all the way across to the end. This prevents sneaky people from adding to the amount that you wrote.

For example, if you are paying $97.30, you will write “Ninety-seven and 30/100”.

Write The Payment Amount In Words

Let’s look at a few more examples of how to write check amount in words:

  • Example 1: $5 > Five and 00/100
  • Example 2: $26.90 > Twenty-six and 90/100
  • Example 3: $73.39 > Seventy-three and 39/100
  • Example 4: $105.00 > One hundred five and 00/100
  • Example 5: $2789.45 > Two thousand seven hundred eighty-nine and 45/100

Step 5: Sign the check

Now, Sign your name on the line at the bottom right corner of the check. Your signature authorizes the bank to pull these funds from your bank account. In fact, without a signature, a bank will not allow the recipient to deposit the check.

Sign the check

Step 6: Write The Memo Line

The last thing you need to do is fill out the memo section on the bottom left of the check. This step is optional and it will not affect your check validation. It’s usually helpful to write a note to remind you later what this check was for.

The Memo Line

Also Read: How to Write a Check For 5 Dollars

Frequently Asked Questions

Following are the answers to the various frequently asked questions relating to How to write a check

1. How to write a check for 100 dollar?

  • Write the current date in the date line.
  • Write the recipients name next to “pay to the order of” line.
  • Write “100.00” in the dollar sign box.
  • Write “One hundred and 00/100” dollars word line.
  • Sign the check with your signature.
  • View Sample check:- How to write a check for 100 dollar.

2. How to write a check for 1100 dollar?

  • Write the current date in the date line.
  • Write the recipients name next to “pay to the order of” line.
  • Write “1100.00” in the dollar sign box.
  • Write “One thousand one hundred and 00/100” dollars word line.
  • Sign the check with your signature.
  • View Sample check:- How to write a check for 1100 dollar.

3. How to write a check with cents?

Want to know how to write a check with cents, then here is the quick steps. Let’s, assume you need to write a check for $25.80 (Twenty-five dollars and eighty cents).

  • Write the full amount using numbers in the dollar sign box. For instance,, “25.80”.
  • Write the check amount in words on the line that ends with “Dollars”. For instance,, “Twenty-five and 80/100”.
  • Detailed Explanation:- How to write a check with cents.

4. How to write a check to yourself?

Writing a check for yourself isn’t that difficult. Here’s what you have to do, step by step:

  • Write the date in the top right hand-corner.
  • Write your original legal full name next to “pay to the order of” line or you can just write the word “cash” to cash the check.
  • Write the payment amount in numbers next to the “$” sign.
  • Write the payment amount in words.
  • Sign the check with your own signature in the bottom signature line.
  • Detailed Explanation:– How to write a check to yourself.

Also Read: How to Write a Check For 8000 Dollars

General Safety Measures for Writing a check correctly

  1. Ensure all spellings are correct.
  2. Don’t make alterations or overwrite.
  3. Ensure the amount in words and figures match.
  4. Keep your checks safe from fraud; don’t leave extra spaces between words of figures. Always draw a line through any unused space so that it cannot be misused.
  5. Ensure your signature matches the signature you provided to the bank.
  6. Do not write, fold, mark or pin on the code band of the check.
  7. Record all the details of the checks issued. You may need this information later.

Thank you for reading this guide on How to Write a Check. We hope now you know “How to Write a Check”. For any related queries please comment below.

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